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Newton Carroll Residential and Commercial
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20 Hardwood Rd , Palmyra, VA 22963

$359,900
  • 20 Hardwood Rd , Palmyra, VA 22963 Main Photo
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BEDS4 BATHS3 full SQUARE FEET2,490 MLS#682947
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE MONTICELLO

Property Description

Spacious Lake Monticello home near Beach 2! This delightful home offers 4 bedrooms, 3 full baths, a study, loft, garage, and fenced, level yard. The remodeled kitchen features granite countertops, breakfast bar, undermount sink, hardwood floors, pantry, and white cabinetry. A recent addition creates an open floor plan connecting the living room, kitchen, and dining room, complete with a cozy wood stove. Four bedrooms and two full baths are on the first floor. Upstairs, the primary suite features a private bath, study, and loft. Enjoy great curb appeal with a covered front porch, and rear deck overlooking the fenced backyard. The versatile garage features heating and air conditioning. Enjoy Lake Monticello amenities, including a 352-acre lake for swimming, boating, and fishing, five community beaches, a marina, boat launches, slips and racks. Residents also enjoy parks, playgrounds, basketball courts, a ball field, walking paths, fitness routes, two community clubhouses, and gated security with patrols.

20 Hardwood Rd | MLS# 682947

This single family home located at 20 Hardwood Rd , Palmyra, VA 22963 is currently listed for sale with an asking price of $359,900. This property was built in 1986 and has 4 bedrooms and 3 full baths with 2490 sq. ft. Hardwood Rd is located in the LAKE MONTICELLO subdivision. Search LAKE MONTICELLO real estate on www.richmondpropertysearch.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Heat Pump
Fenced: Yes
Garage: 1
Heating: Heat Pump
Home Style: Cape Cod
Lot Size: 0.34 Acres
Roof Type: Architectural
Taxes: $2,301
Year Built: 1986

Amenities

Primary Downstairs
Skylights
Walk-In Closet(s)
Recessed Lighting
Fully Fenced

Feature Descriptions

Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Washer
Association Amenities: Beach Rights, Golf Course, Playground, Pool, Sports Fields, Water
Days on Site: 5
Exterior: Cedar, Stick Built
Fencing: Fenced, Full
Fireplace: Masonry, Wood Burning, Wood BurningStove
Flooring: Ceramic Tile, Hardwood
HOA: Yes
HOA Fee: 1430/ Annually
Laundry: Dryer Hookup
Lot: Level
Parcel#: DB 327-557
Parking: Electricity, Garage Faces Front, Heated Garage
Parking Notes: Electricity, Garage Faces Front, Heated Garage
Patio/Porch: Deck, Front Porch, Porch
Pool: Association
Pool: Association
Sewer: Community/Coop Sewer
Utilities: Fiber Optic Available
Water: Community/Coop
Window: Double Pane Windows, Insulated Windows, Screens, Tilt-In Windows, Skylight(s)

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central (Fluvanna)

Listed By / Shown By

Listed By

Agency Name: JAMIE WHITE REAL ESTATE
Agency Phone: 434-953-0956

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Estimated Payment

$ 2,116.57 per month $1,819.85 Principal & Interest $191.75 Property Tax $104.97 Homeowner's Insurance

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/19/2026. The listing information on this page last changed on 10/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 10/19/2026 12:06:21 AM EST) or CAAR MLS (last updated Sun 10/18/2026 11:11:16 PM EST) or CVRMLS (last updated Mon 10/19/2026 12:03:41 AM EST) or Bright MLS (last updated Fri 10/16/2026 12:37:54 AM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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